Industry Book Reviews

"I just wrote a $5,000 annual premium UL tonight using your concepts. Thank you!! " -- Personal Review – Agent

"There are two books that have had a lasting impact on my business career. The first is 'Rich Dad, Poor Dad' by Robert Kiyosaki; and the second is 'Tax-Free Retirement' by Patrick Kelly." -- Personal Review – Agent

"Patrick's book, Tax-Free Retirement, has helped motivate me into action as well as some of my key clients. The book is enjoyable to read and very informative at all levels. Can't wait for book #2!" -- Personal Review – Agent

"Great basic book. I have my 13 year old son read this and now he has a better life lesson for his future. A real easy read." -- Personal Review – Agent

"Patrick, once I started reading your book I could not put in down. I have even re-read the book twice on the long plane trip back to Ohio. Thank you so much for your work. " -- Personal Review – Agent

"This is the best book I've read in my 18 years in this industry!" -- Personal Review – Agent

"Patrick, Thanks so much for your great book. I've got to tell you a quick story that just happened in my office. I was in a conversation with a client about converting a term policy he had in force. After our conversation he was thinking that he would put $8,000 per year in a permanent life policy. Before we wrote the policy I handed him your book and said, "This is your homework. You need to read this book." He agreed. Not long after that meeting we spoke again and these were his exact words. "Rob, I'm a bit embarassed to tell you this, but I only have a 6th grade education. I can't remember the last book I have ever read. However, I read the book you gave me from cover to cover. I enjoyed it very much." But the story gets even better. After reading your book, he decided he wanted to look at putting $18,000 per year in a life policy instead of just $8,000! Wow...more than double! Thank you." -- Personal Review – Agent

"I’ve read this book. It is a great book. It puts in writing what we’ve preached at Kinder Brothers for 30 years. Get this book into the hands of all your clients!" -- Personal Review – Agent

"Patrick has the uncanny ability to take a complicated idea and make it simple and easy to understand for both the practitioner as well as the layman. This is the best book I have ever read that covers this subject so thoroughly." -- Personal Review – Agent

"Wow!!!! I stayed up until 3 a.m. to finish Patrick’s book. I just couldn’t put it down. This is a concept perfectly articulated in simple terms. Put in an order for 100 copies for me." -- Personal Review – Agent

"I’ve been in the business since 1964 and this is by far the best book regarding life insurance that I have ever seen. Great ideas written with such simplicity and clarity that even our clients and prospects will have no trouble comprehending. I have ordered many copies for my clients and it has been enthusiastically received. Congratulations!" -- Personal Review – Agent

"Not only is this book a practical guide for the consumer to make wise financial decisions, but it is also a must read for the financial professional!" -- Personal Review – Agent

"As both a CPA and Financial Advisor, I have been advising clients for years regarding the importance of tax-efficiency planning. Tax-Free Retirement is a tremendous educational tool for my clients because it provides clarity regarding tax-efficient alternatives to qualified retirement plans. Patrick, thank you for helping my clients understand the benefits of the advice I have been teaching them for years!" -- Personal Review – Agent

"FANTASTIC BOOK! No industry jargon here – just easy to understand terms that motivate people to do something!" -- Personal Review – Agent

"Patrick’s book has taken an arcane topic like life insurance from the darkness to the light. This book has made the complex issues about life insurance into simple and understandable concepts. Simply put, this should be required reading for all practitioners in the financial services arena prior to advising people. Patrick, I thank you for giving me the light." -- Personal Review – Agent

"Patrick’s book will revolutionize how people think about tax-qualified retirement plans. Who could imagine a retirement financial-strategy book that you can’t put down? Patrick has done that with his ‘must read’ book and illustrated so clearly the magical power of an alternative to tax-qualified plans." -- Personal Review – Agent

"This book is awesome!!" -- Personal Review – Agent

"WOW!!! I just finished the book and have been sitting here for the last thirty minutes or so thinking about the impact the concepts you have brought to light will have on the thousands of people you will undoubtedly touch either directly or indirectly. In my own family this will set a new direction and way of thinking for the remainder of the accumulation phase of our planning. In the distribution phase we will have options that would not have been considered and we will have the opportunity to touch so many with so much more. Thank you." -- Personal Review – Agent

"Patrick’s easy-to-understand way of explaining things has given my clients a greater sense of clarity and the little extra nudge needed to take positive action for their future." -- Personal Review – Agent

"Patrick has taken concepts that are increasingly being used by progressive financial services experts and extrapolated them into a language easily understood by the masses. I can't wait to get this book into the hands of my high-income, high-net-worth clients. If they can grasp the concepts laid out in this book, I believe it will have a profoundly positive impact for their futures." -- Personal Review – Agent

"How many books on retirement planning and financial planning are so interesting you can’t put them down? This is one of the few. Patrick’s book not only outlines some of the mistakes people often make with their money, but presents in a simple way an alternative to retirement planning that many people are not aware of. I know both financial professionals and their clients would benefit from the ideas presented in his book." -- Personal Review – Agent

"Patrick’s book was a REAL eye-opener. I finally have a full grasp of the incredible magnitude of the LIVING BENEFITS offered by Universal Life insurance. Much more important, though, anyone can read his book and have a clear understanding of and appreciation for the true value of Universal Life. Now, I consider it my personal responsibility to share this treasure with all my higher-income clients because I can make a difference in their lives." -- Personal Review – Agent

"Patrick has a knack for putting money concepts into words that make sense. He clarifies strategies, so they seem achievable, and the message is effective for clients at any level in their financial planning. Clients’ eyes are opening to the options and possibilities they have for their future." -- Personal Review – Agent

"Patrick’s book was incredibly clear and concise. It was an enjoyable read and I found myself nodding in agreement from beginning to end. This book has helped me spend my time with only qualified prospects who are ready to move forward." -- Personal Review – Agent

"Patrick’s ideas and concepts are both easy to understand and easy to use. This is a very quick read with an abundance of practical tools to benefit any individual in their financial planning." -- Personal Review – Agent

"Patrick’s down to earth practical insights will enlighten you to make changes in your retirement planning strategies. The outcome will maximize your standard of living in your golden years, while protecting the ones you love most!" -- Personal Review – Agent

"Outliving one’s money is the number one fear of the senior community. Your book supplies the answers on how to stretch those dollars to the max. Thank you for showing us how we can help others live a more secure and better life." -- Personal Review – Agent

"Wow! What a smooth, easy read. I felt like I was reading my own words. Your metaphors and stories are right on, accurate, and to the point. When you publish this, I’ll take 50 copies." -- Personal Review – Agent

"LOVE your book. It was like a bowl of M&M’s®. Once I started I couldn’t stop until I had eaten the whole bowl." -- Personal Review – Agent

"Patrick’s book is a very easy read. My copies are now in the hands of my team and my clients. The concept is easy to understand and very practical. Thank you!" -- Personal Review – Agent

"Patrick, what a great book!! Your writing is very entertaining and I love the way the anticipation builds so that I couldn’t wait to get to the end of the book." -- Personal Review – Agent

"Loved your book! It was a quick, easy read, and very understandable." -- Personal Review – Agent

"Your book is wonderful! I have my husband reading it next." -- Personal Review – Agent